Free Loans How to get a FREE* loan

New Customers

30 Day Free loan for new Pawn customers
  1. All New Pawn customers are eligible for a 30 day free loan. (A new Pawn customer is a person that has never been previously entered into our Pawn system.) All existing customers please see our Free birthday loan promotion below.
  2. No service fee and/or interest will be charged during the first 30 days of the loan.
  3. After the first free 30 days if the customer wishes to extend the loan, normal service fee and/or interest will apply as stated on the pawn ticket contract . If the pawn loan is redeemed in the first 30 day period. Only the principal amount loaned will be owed.
  4. The maximum amount of the free loan cannot exceed five hundred dollars ($500.00)
  5. Only (1) one Free loan per customer will be allowed per year.
  6. Free loan must be on an item that has never been loaned at Highland Jewelry & Loan before.
  7. Arlington Jewelry and Loan Inc. reserves the right to end or alter this promotion at any time without any prior notice.

Existing Customers - Birthday Loan

30 Day Free loan for existing Pawn customers on their birthday
  1. All existing customers are eligible for the free birthday loan.
  2. No service fee and/or interest will be charged during the month of the customers birthday for this promotion.
  3. The pawn loan must originate in the month of the customers Birthday or If a customer has an existing pawn loan(s) that has been in for multiple months and one of those months is the customers birth month, that month shall be free of all service fee and/or interest charges. If a customer has multiple loans in pawn during the birthday month only one (1) pawn loan is eligible for the free month. The customer may choose which one (1) loan the free month will be applied to. That loan must not exceed $500.00 five hundred dollars.
  4. After the first free 30 days if the customer wishes to extend the loan, normal service fee and/or interest will apply as stated on the pawn ticket contract . If the pawn loan is redeemed in the first 30 day period. Only the principal amount loaned will be owed.
  5. The maximum amount of the free loan cannot exceed five hundred dollars ($500.00)
  6. Only (1) one Free loan per customer will be allowed per year.
  7. Free loan must be on an item that has never been loaned at Highland Jewelry & Loan before.
  8. We try our best but we may not always notice that it's your birthday month. It is up to you, the customer to make us aware of it being your birthday month. This promotion is not retroactive.
  9. Arlington Jewelry and Loan Inc. reserves the right to end or alter this promotion at any time without any prior notice.

* Free loan refers to one month's finance charge only. Limit 1 (one) free month every 12 (twelve) months.